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Change your mindset, grow your money.
MY STORY
I was earning over $100,000 a year, yet every month I found myself with little to no savings. I was spending freely on eating out and shopping, and each time I checked my account, I wondered where all the money had gone. Despite a strong income, I felt financially stuck and I knew something had to change.
After a serious conversation with my wife about our future, we decided we could no longer afford to waste money and expect long-term stability. We got on a written budget, created a financial plan, and committed to a new way of handling our finances.
That decision changed our lives.
We paid off all of our debt (except our mortgage).
We fully funded our emergency fund.
And we began building real wealth.
Because we became debt-free, I was able to support my wife as she faced the challenges of lupus, a chronic illness that made full-time work increasingly difficult. With financial freedom, she was able to resign from her job, complete law school debt-free, and now enjoys homeschooling our son while working part-time at her law firm. None of this would have been possible if we hadn’t taken control of our money.
Today, I’m passionate about helping others do the same.
I hold both a Bachelor’s and Master’s degree in Business Administration (B.S. and M.B.A.), and I’ve completed Dave Ramsey’s Financial Coach Master Training. Through both my personal experience and professional training, I’m equipped to help individuals and families take control of their finances, break the cycle of living paycheck to paycheck, and create a path toward true financial freedom.


“There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.” - Proverbs 21:20 KJV
HARMON FINANCIAL COACHING.
Change your mindset. Grow your money.
Ready to take control of your finances and finally live the life you've been dreaming of?
Tired of living paycheck to paycheck and feeling stuck? I’ve been there — but everything changed when my wife and I paid off $32,000 in just five months.
The stress of money problems doesn’t have to be your reality.
As a certified financial coach with the heart of a teacher, I help people from all walks of life gain clarity, build a plan, and take action. Whether you’re struggling with budgeting, debt, or just need direction, I can help you create a path forward — and stick to it.
Schedule your free 60-minute consultation today and let’s talk about your goals, challenges, and dreams. You don’t have to do this alone.
Demeterius Harmon
