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I was making over $100,000 a year and frivolously spending money on eating out and shopping. At the end of each month, I had little savings and I wondered where my money went. I grew tired of being stuck in the same place financially even though I made a lot of money. My wife and I had a discussion about our future and decided we could not continue to waste money and expect to have a bright financial future. We created a financial plan and got on a budget. We took control of our finances. We paid off our debt, fully funded our emergency fund, and we are currently building wealth.


My wife suffers from a debilitating chronic illness (lupus) and working full-time was becoming too much for her. Now that we were debt free, I told my wife she no longer needed to work. She resigned from her job and finished her law school education debt free. She now enjoys homeschooling our son and working part-time at her law firm. This would not be possible if we did not stick to a plan and pay off our debt. Now I enjoy helping people take control of their finances. I have a B.S. and M.B.A. in Business Administration. I have also completed Dave Ramsey's Financial Coach Master Training. With my education and life experience, I am fully equipped to help you take charge of your money.




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“There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.” - Proverbs 21:20 KJV


Change your mindset. Grow your money.

Are you ready to take control of your personal finances and live the life you have always dreamed of? Are you tired of living paycheck to paycheck and getting nowhere? I know that struggle because I have lived that life, but now I have financial peace. It starts with you and changing your mindset. My wife and I paid off $32,000 in 5 months, fully funded our emergency fund, paid cash for her law school education, launched her law firm debt free, paid cash for our children's private school education, treated our parents and family to luxury vacations, and so much more.  


The stress and anxiety of financial problems do not have to be a part of your life. As a Coaching Professional, I can help you get to the root of your financial problems. I have the heart of a teacher and I have the ability to coach anyone no matter where they are in their financial journey. I can help you with budgeting, building wealth, identifying your financial strengths and weaknesses, getting out of debt, and teach you financial literacy. Lastly, I can be your accountability partner, we all need a little coaching sometimes. Schedule a complimentary 60 minute consultation so we can discuss your financial goals, problems, and dreams.

Demeterius Harmon 

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