Life is about choices. You can choose to live check-to-check or you can choose to build wealth. It's hard living check-to-check. It's hard building wealth. However, you have to "choose your hard."
HOW DO YOU SPEND YOUR TIME?
How many hours of TV do you watch per week? How many hours per week do you spend scrolling on your phone? Are you where you want to be financially? If you answered no to the last question, then it's time to get your finances in order. Stop wasting time on activities that will keep you broke.
It's Time To Make A Decision!
In 2018, my wife and I made a decision to get out of debt shortly after my mother-in-law died. I told her "never again" will we go through life without an emergency fund. That day we made a decision that we will no longer mismanage our money. No more frivolous spending, no more borrowing money, and no more living check to check. Was it hard to pay off $32,000 of debt in 5 months? Absolutely! Going through an emergency without an emergency fund was hard as well. Getting your finances in order will be painful but it will produce a fruitful harvest. Always remember that life is all about choices. Choose wisely!
Take care. God bless. Change your mindset, grow your money.